LIBRARY

wELCOME TO OUR LIBRARY!

Budget Title has created this library of selected articles for your information in order to help you become an educated homeowner when it comes to the title insurance and closing process.  Some are authored "in house", and others have been selected from other websites.  THE INDEX FOLLOWS THIS BRIEF INTRODUCTION. 


Attribution and Credits:

Articles of interest to buyers and sellers of Florida real estate are frequently incorporated in our Library and are offered to our readers with proper attribution and credit to their authors as set forth below. On behalf of our readers, we thank them for their contributions to literature regarding the real estate transaction process. Budget Title Agency offers its readers these articles solely for their information and interest, and accepts no responsibility for their content, nor does it claim credit for their authorships (Articles of third parties have been reformatted and, in some cases, extracted for content. Upon your request, we will be pleased to provide you with the actual websites of original publication). The articles are placed in no particular order, and a random scroll will disclose matters of interest to you.

We do not believe that too much information is a dangerous thing. We believe that the purchase or sale of a home or, for that matter, any real estate, is the largest single purchase or sale in your life, and more knowledge is better than ignorance. We believe that it is your money and you should be fully aware of where it is going. We believe that having more information, rather than less, will help keep everyone else involved in the closing process, on their toes. We believe that the more information you have, the better your ability to ask the right questions. WE BELIEVE THAT AN EDUCATED CONSUMER IS OUR BEST CLIENT. WE ALSO BELIEVE THAT WE ARE HERE TO ANSWER YOUR QUESTIONS, AND WILL ALWAYS RESPOND.

We welcome any of your comments; write to us and we’ll vet and publish any thoughts you wish to share. Be sure to let us know what types of information are of interest to you, and we’ll do our best to provide it to you.


INDEX TO LIBRARY

(Click the highlighted title to link to the article)


 "The Myth and Deception of Title Insurance Marketing in Florida"

"Do I Really Need a Real Estate Attorney?"

a Home Sellers Advised To Order Title Searches Before Listing"

"Why Every Homebuyer Needs a Real Estate Attorney"

"The Dangers of Choosing the Wrong Florida Title Company"

"CFPB Finds Loan Servicers Routinely Violate Federal Laws Causing Injury to Homeowners"

"Top-producing Long & Foster Team Facing Class-action Respa Suit over Alleged Kickbacks"

"Can a Home Seller Force Me to Use Their FL Title Company?" "What is Title Insurance? The Real Truth About How Title Insurance Works"

"Who Does the Title Company Represent?"

"How to Work With a Title Company"

"Actions Needed to Improve Oversight of the Title Industry and Better Protect Consumers"

"Protect Your Closings As New TRID Rules Hit Real Estate"

"Why You Need a Lawyer When You Buy or Sell a House"

By: Thomson Reuters - FindLaw (2016)

Revised, Adapted & Supplemented by Theodore M. Simon, Esq. (8/2/16)

"How Much Are Closing Costs In Florida?"

"The ‘Mail Away’: Buying and Selling By Remote Control"

"Title Insurance Rebates To the Purchaser/Seller of Real Estate in Florida"

"Florida’s Current Regulatory Framework . . . for State’s Title Insurance Regulation"

"Rebating of the Agent’s Premium Share – 2007 Law Revision, Florida Statutes - HR 111"

"Fla.'s RE Referral Rules Official: Effective Feb. 9"

"Sample Closing Disclosure & Settlement Statement"

"FAQ About Title Insurance in Florida"

"Are Title Fees Fair? Florida Costs Highest in the Southeast"

"An Analysis of Florida's Title Insurance Market"

Published: Florida Office of Insurance Regulation (7/06) (excerpts) (emphasis supplied)

"How to Save on Title Insurance"

"Florida Butler Rebate – Discounted Title Insurance Costs"

"Law Changes For Title Insurance"

"Disclose All Contractor Referral Fees"

"Title Insurance Practices Probed"

"Promulgated Rate" Chart

Fla. Admin. Code R. 69B-186.003 (Title Insurance Rates) (2002 revision)

"The Daunting Challenge of Buying or Selling a Home"

"Florida Unlawful Inducements Rule – Referral Fees – Bulletin to Agents"

 

 

LIBRARY

WELCOME TO OUR LIBRARY AND KNOWLEDGE BASE

          Budget Title has created this library of selected articles for your information in order to help you become an informed and educated homeowner when it comes to the title insurance and closing process.  Some are authored "in house", and others have been selected from other websites.  THE INDEX FOLLOWS THIS BRIEF INTRODUCTION. 

Attribution and Credits:

          Articles of interest to buyers and sellers of Florida real estate are frequently incorporated in our Library and are offered to our readers with proper attribution and credit to their authors as set forth below. On behalf of our readers, we thank them for their contributions to literature regarding the real estate transaction process. Budget Title Agency offers its readers these articles solely for their information and interest, and accepts no responsibility for their content, nor does it claim credit for their authorships. Articles of third parties have been reformatted and, in some cases, extracted for content. Upon your request, we will be pleased to provide you with the actual websites of original publication. The articles are placed in no particular order, and a random scroll will disclose matters of interest to you 0 READ WHAT YOU LIKE!

          PLEASE BROWSE!  We do not believe that too much information is a dangerous thing. We believe that the purchase or sale of a home or, for that matter, any real estate, is the largest single purchase or sale in your life, and more knowledge is better than ignorance. We believe that it is your money and you should be fully aware of why you are speding it, and where it is going. We believe that having more information, rather than less, will help keep everyone else involved in the closing process, on their toes. We believe that the more information you have, the better your ability to ask the right questions. WE BELIEVE THAT AN "INFORMED HOMEOWNER IS OUR BEST CLIENT." WE ALSO BELIEVE THAT WE'RE HERE TO ANSWER YOUR QUESTIONS, AND WILL ALWAYS RESPOND.

          We encourage and welcome any of your comments; write to us and we'll vet and publish any thoughts you wish to share. Be sure to let us know what types of information are of interest to you, and we'll do our best to provide it to you.  Your comments will help us develop our blog and assist newcomers to our website.

INDEX TO LIBRARY

(Click the highlighted title to link to the article)


The Myth and Deception of Title Insurance Marketing in Florida

The Title Insurance Scam

Do I Really Need a Real Estate Attorney?

Florida Home Sellers Advised To Order Title Searches Before Listing

Why Every Home Buyer Needs a Real Estate Attorney

The Dangers of Choosing the Wrong Florida Title Company

Who Does the Title Company Represent?

How to Work With a Title Company

Actions Needed to Improve the Title Industry and Better Protect Consumers

Protect Your Closings as New TRID Rules Hit

Why You Need a Lawyer When You Buy or Sell a House

How Much Are Closing Costs In Florida?

The Mail Away: Buying and Selling By Remote Control

Title Insurance Rebates To the Purchaser/Seller of Real Estate in Florida

Florida'€s Current Regulatory Framework for State's Title Insurance Regulation

Rebating of the Agent's Premium Share - 2007 Fla. Law Revision

Fla.'s RE Referral Rules Official: Effective Feb. 9

Sample Closing Disclosure & Settlement Statement

FAQ About Title Insurance in Florida

Are Title Fees Fair? Florida Costs Highest in the Southeast

An Analysis of Florida's Title Insurance Market

How to Save on Title Insurance

Florida Butler Rebate  - Discounted Title Insurance Costs

Law Changes For Title Insurance

Disclose All Contractor Referral Fees

Title Insurance Practices Probed

"Promulgated Rate" Chart

Fla. Admin. Code R. 69B-186.003 (Title Insurance Rates) (2002 revision)

The Daunting Challenge of Buying or Selling a Home

Florida Unlawful Inducements Rule About Referral Fees: Bulletin to Agents

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